Klarna is an e-commerce service provider that offers various low or cost-free alternatives for shoppers to make purchases right away and settle payments at a later time, enabling you to buy now and pay later.

If you choose to pay in 4, it will split your purchase into 4 equal payments. The first payment is collected when you check out, and the remaining 3 payments will be collected every 2 weeks.

Kalarna charges no interest or fees on its pay in 4 loans as long as all payments are made on time.

Yes, you can extend your due date once per order.

Yes, you can pay in advance the balance or make one of the installments earlier.

Yes, a late fee of up to $7 may be charged if an payment cannot be collected.